Resolution in Support of Enacting Health Insurance Rate Regulation in California

Resolution Number 11-04.28

WHEREAS Since 1988, insurance companies have been required to get prior approval of rate increases for automobile, home, and property casualty insurance from California's Insurance Commissioner, but no similar
requirement in California exists for prior approval of health insurance rates; and

WHEREAS Unchecked premium increases hit small businesses, the 3 million Californians who in 2009 purchased health insurance on their own, and retirees not yet eligible for Medicare, the hardest.

WHEREAS Since 2008, cumulative premium increases of 60% (or higher) for individual and family coverage have been common; while rate increases of up to 75% were implemented in 2009 in California's small-group market and untenable rate increases continue; and

THEREFORE BE IT RESOLVED that the California Democratic Party support the enactment of health insurance rate regulation in California to give the Insurance Commissioner the authority to reject excessive health insurance rates; and

BE IT FURTHER RESOLVED that a copy of this Resolution be provided to State Officeholders in California and to members of the Democratic Caucus of the California Legislature


Submitted by: Igor Tregub, AD14 DSCC Delegate


Adopted by the California Democratic Party
At its July 2011 Executive Board Meeting
Sheraton Park Hotel, Anaheim
July 31, 2011





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